The CRA/Fair Lending Bulletin is a monthly newsletter that covers changes in Community Reinvestment Act (CRA) requirements as they occur, as well as industry reactions to proposed and actual changes. It provides practical guidance on how the CRA and other fair lending laws and regulations will affect your banking practice and analyzes ongoing regulatory developments relating to the CRA, the Home Mortgage Disclosure Act, and other fair lending legislation. The newsletter also contains case studies of actual CRA evaluations, detailing the regulator’s basis for the grade issued, and shows how to implement products, programs, and strategies that have been successfully used by banks to serve the needs of their communities, while complying with their obligations under the CRA.